top of page


Royal Insurance Agency has been handling the insurance needs and providing insurance solutions for businesses and families throughout Waco, Texas.

Car Roof Selfie


Royal Insurance Agency puts clients’ needs first. We are a team of dedicated licensed agents that specialize in finding the best coverage at the best rates. We have access to many carriers, which allows us to offer you several quotes at once. We offer a wide range of policies and plans tailor-made to meet your specific business or personal requirements. Let us worry about your future so you can enjoy your present. Whether you need insurance for your business or personal life and assets, we have the experience to help you find the policy that’s right for you. We are committed to providing you with the highest level of protection at affordable prices. Call today or submit your information by clicking the link for auto, life, renters, home, health, business, or Mexico policy.


Your US auto insurance policy won't cover your car if you drive into Mexico. To have coverage while driving in Mexico, you need to buy a separate Mexico tourist auto insurance policy. Royal Insurance Agency offers competitively priced and customizable short-term or extended Mexico car insurance coverage options-including physical damage, liability, vandalism, partial theft, medical payments, and even roadside assistance. Royal Insurance Agency can help you get affordable car insurance for Mexico visits.

Mexican Flag


Click on the frequently asked questions below to view the answers.

  • What is a deductible?
    A deductible is the amount you’re responsible for in the event of a covered loss. In most covered loss cases, you are responsible for any amounts up to your deductible level and your insurance would cover anything beyond that up to your coverage limit. For example, if you select a $1,000 deductible and have a $4,200 covered loss, you would receive a claim payment of $3,200 after deducting the $1,000.
  • How much auto insurance do I need?
    Most states require you to carry a minimum amount of liability insurance and also provide proof of insurance to register a vehicle or renew your license. In the case of an accident, the minimum liability insurance required by the state may not be enough coverage to pay for the damages that result after an accident. In this case, the driver responsible for the accident may have to pay additional expenses out of pocket. To determine how much auto insurance you need, consider:
  • What can I do to lower my auto insurance costs?
    While there are a number of factors that contribute to the cost of your premium, there are some things you can do to help reduce it. The car you drive will greatly affect your premium. To lower your auto insurance costs, you may consider switching automobiles and driving a safer, slightly older or less valuable vehicle. The more your vehicle is worth, the more it can cost to insure it. If you don’t want to change cars, you can modify your vehicle to make it safer or lower-risk by adding anti-theft devices or features like anti-lock brakes. In addition, selecting a higher deductible and ensuring that your coverage doesn’t lapse may help you keep your auto insurance costs down.


Royal Insurance Agency offers clients the best possible protection for all of their insurance needs. We are proud to live in and offer all insurance services in Texas. We are here to serve your every insurance need and will be happy to supply you with a free quote. Contact Royal Insurance Agency today! It would be our honor to serve you and your family's insurance needs. Let me know what your specific needs are and I will compile the best insurance package suited to you.





In times of crisis, Royal Insurance Agency is here to make things easier for you. Review the options below to take the right steps directly after an incident occurs.

Image by Spencer Davis


Call Center Headset


Mobile Phone


bottom of page